Boating in the Sunshine State
- Property Damage Liability Insurance. Damage to another person’s boat, dock, or other property is quite common when a boating accident occurs. It is prudent to innoculate yourself from potentially costly liability associated with property damage to other’s property.
- Collision Insurance. Unfortunately, boat-to-boat collisions are common when operating on the water. Collision insurance can protect you from the cost of repairing damage, should you become involves in a boat collision situation.
- Bodily Injury Liability Insurance. Tragically, people can be hurt in boating accidents. You may find yourself legally responsible for injury to someone else if you are found liable. The costs can be quite high unless you have a liability policy in place.
- Personal Property Insurance. If a boating accident does occur, your policy would help protect you from the costs of replacing your own lost or damaged boat and other personal property.
Have Fun On the Water
Don’t let the talk of insurance deter you from owning and operating a boat in Florida. Instead, look at it as a prudent way to avoid catastrophic loss.